Financial Advice for Educators New Teacher? Avoid This Money Mistake Before It Ruins Your Salary Money Advice for New Teachers: How to Avoid Debt and Build Financial Stability Early By: GEMMA G. SUBIGCA Fellow Educator · Writer · DepEd Teacher Starting your career as a teacher is a meaningful and exciting journey. For many newly hired educators in the Department of Education, it is also the beginning of financial independence. Receiving your first stable salary can feel empowering—but it can also lead to decisions that may affect your future if you're not careful. “SALARY GONE?” One of the biggest financial mistakes new teachers make is taking on loans too early . I t’s also important to recognize a real challenge many newly hired teachers face; some expenses are unavoidable. In many cases, you may need to buy your own: Laptop, Printer, Teaching materials, Classroom supplies. But here’s where careful decision-making matters....